The benefits that accident insurance provides:


  • Global around-the-clock coverage, 365 days a year
  • Individual tariffs tailored to every life situation
  • Accident insurance tariff NEO L rated good(2,3) by Stiftung Warentest consumer survey
  • Option to cancel on any date, regardless of the policy duration
  • Complete digital management – no documents in the post
Accident Insurance

Why do you need personal accident insurance?

Did you know that 70% of accidents occur during leisure time? And that these are not covered by statutory accident insurance? Statutory accident insurance only covers accidents that take place on your journey directly to and from work, or in the workplace. However, an accident can have severe consequences and result in lasting impairment. Personal accident insurance is worth considering for children as well, because statutory accident insurance does not apply to them during leisure time.

Personal accident insurance protects you from the financial consequences of an accident. You can choose from the following benefits:


  • Disability benefits
  • Accident annuity
  • Daily hospital allowance with convalescence benefit
  • Death benefit

Optimum coverage with individual selections

  • Choose the tariff that best suits your personal requirements: NEO S, NEO M and NEO L

Transparent, everywhere and any time

  • In myNeo, you can find all the information and documents pertaining to your policy. You can also make policy adjustments and submit a claim.

We take the irritation out of insurance

  • You can cancel your accident insurance on any date
  • Great services for a fair price
Top-Innovator 2022
Siegel 2022 für Nachhaltigkeit
TÜV Siegel, Sehr gut, Kundenzufriedenheit, Juli 2021
TÜV Siegel, Sehr gut, Preis/Leistung, Juli 2021